Certegy Check Verification System

For more information on check verification see our related article on the certegy check acceptance policy unfortunately this verification process is not always accurate.

Certegy check verification system.

Certegy is a check risk management company that provides verification guarantee and risk analytics to thousands of businesses that choose to accept checks as a form of payment for goods or services. To request in writing. Contact us contact certegy payment solutions llc. If your check writing history seems potentially risky the system will flag your check and the store may not accept it.

Certegy pioneered the check risk management industry in the u s and has been providing services to businesses for more than 45 years. Certegy payment solutions llc certegy formerly known as certegy check services inc provides check authorization and guarantee services to merchants and businesses nationwide. Certegy provides verification guarantee and risk analytics to businesses that accept checks as a payment method. Fraud is certegy s number one enemy in the marketplace and merchants have come to rely on certegy to help them confidently accept checks from their customers.

When you present a check at a register the cashier will run it through a certegy provided scanner that communicates with the company s database. If you prefer you may mail your request to us rather than using the automated telephone system. Certegy is a nationwide specialty consumer reporting agency governed by the fair credit reporting act fcra. Certegy check verification process.

How does certegy work. Instead these stores required a valid photo id to cash checks and for personal checks will typically call the issuing bank to ensure that the funds are available. Fact act obtain your free annual report. These are the check cashing places that don t certegy or any other third party verification system to cash checks.

You may request your free report by phone or in writing. It is a former subsidiary of fidelity national financial and was formerly known as equifax check services. Box 30046 tampa fl 33630 3046 toll free. What is certegy check services inc.

Certegy payment solutions llc p o. Certegy runs various pieces of information through its suite of analytics which compiles your individual risk profile.